WalletDoctorBlog How I turned my old pickup truck into gold

Hi WalletDoctorBlog-

I am a pickup man and I ain�t bashful to admit it!
There is no shame in saying so because I don�t
have a wandering eye outside my marriage; the
best way for a fool to destroy his or her finances
and happiness in life at exactly the same time.
I�ve been happily married for nearly fifteen years
and I am a pickup man; a pickup truck man that is.
You see I was raised working on a ranch and never
had any use for car. I still get a thrill when I stick my
hand out the window of my rig, a Ford Ranger, and
lob an empty Coke can or taco wrapper into the
bed of my truck!

http://www.walletdoctor.com/stockcd.htm

I explained to you in the last message that when my
wife and I paid of our car loans it was like getting a
huge raise without beating up on the boss. My truck
payment was alone was an additional $4,200 we were
able to put into the stock market annually. Now here
is the rest of the story�

http://www.walletdoctor.com/stockcd.htm

One day, on the way to teach a university finance
class a vehicle owned by a nationwide electrical
company sideswiped my truck. The company paid
me a $900 check for the damage. Instead of repairing
unsightly banged up panel on my truck I put that money
in my individual trading account and bought and sold
stock with it. In 2003 alone that money was part of a
wad that earned 78% in Caterpillar stock. If I get an
average of 15% per year in the stock market on that
money until I am 60 years old it will grow into $16,939.37.
Since my truck cost me $13,000.00 those door dents
are worth more than the truck!

http://www.walletdoctor.com/stockcd.htm

Last year one of my students was asking me questions
and followed me out to my truck. When he saw my truck
he said, �Your truck is depressing!� I asked him why
he would say such a thing. He said that since I am
always teaching people how to make lots of money
and telling them how good I am at stock investing
that I should not be driving an old beat up pickup truck.
He said that he did not believe in me any more because
he knew that financially successful people drive nice,
new, expensive vehicles. He was a bright student and
I warned him that his focus on material externalities
would doom him to poverty if he did not change his
beliefs about money.

http://www.walletdoctor.com/stockcd.htm

When you buy a car or pickup it looses 25% of its
value as you drive it off of the lot. It then loses the
other 75% of its value I a few years after that. For
this reason we call vehicles �depreciating assets.�
In other words they have value but are declining
constantly in value. I found a way to turn my
depreciating asset into an appreciating asset. Stop
looking at the Jones driveway next door and learn
why you are richer than you think you are by going
here now:

http://www.walletdoctor.com/stockcd.htm

-Scott

Ps. I just posted an answer to a great Wallet Doctor
Discussion board question concerning my opinion
concerning ETFs. Go here to read it and don�t forget
that you will have to hit the register button if you are
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board: http://walletdoctor.com/thedoctorisin

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